● Be the head of the household and a first-time homebuyer.

● Be a very low--to-moderate income resident, based on the Department’s standards.

● Cannot have had ownership interest in any residential real estate within the three years prior to application.

● The purchased home must be the borrower’s primary residence and must be located within the District of Columbia.

● Possess a good credit rating.

MORE INFO: Home Purchase Assistance Program (HPAP)

● Borrower must be a first-time homebuyer – 3 year rule (except for residences purchased in Targeted Area or Veteran’s utilizing a one-time exception)

● Must include household income in maximum income limits (see additional resources for inclusions/exclusions)

● Income limits and maximum sales price varies based upon household size and location of property

● Single Family residences only (no 2-4 unit or co-op – see additional resources for more information)

MORE INFO: Mortgage Credit Certificate (MCC)