Your 12-month plan · month 5
my loan pick
Three steps. You pick the loan that fits you, you protect your credit, and you check your money. Do one a week or all at once.
pick your loan
There are four main loans for a first home. Answer four questions and I show you which ones you may be able to use, what each one costs you up front, and where I would start.
Have you or your spouse ever served in the military?
Is the area you are looking in outside a major city?
These are the usual rules. Lenders can set their own, and they can be stricter. Your lender confirms what you qualify for in month 8.
Back to top ↑lock down your credit
From now until you get your keys, your credit needs to stay quiet. Lenders check it when you apply and again right before you close. Tap each rule when you have it handled.
Locked down
0 of 6
Tap each rule above.
Do not freeze your credit for this. A freeze blocks your lender too. This step is about your habits.
Back to top ↑money check-in
Three numbers decide what a lender says to you: your score, your savings, and your debt. Type in where each one is today. Then save the check-in so you can see yourself move.
Where you stand today
Score
not set
DTI
not set
Saved
$0
Savings number
not set
Fill in your numbers above.
Your check-ins
Keep these
my loan pick
Tap copy, then paste into your notes app.