Your 12-month plan · month 4
my programs
Four steps that turn "there might be help out there" into a short list of programs you can use. Do one a week or all at once.
see which programs you match
Grant Match is my free quiz. You answer ten questions and it checks your answers against a list of down payment programs. It takes a few minutes. Nobody calls you and nobody pulls your credit.
Open Grant MatchNow add the programs you want to look at. Start with your strongest match. You can add more any time.
Back to top ↑read the rules
Every program has rules about who can use it. Open the program's own website and find each rule below. Tap your answer as you go. "Not sure" is a fine answer for now.
Back to top ↑check for a required class
Many programs make you finish a homebuyer class before you close. Each program decides which classes it accepts. Find that out before you pay for one. Ask how long your certificate is good for too, because some expire.
Back to top ↑save your lender list
Most programs only work with lenders they have approved. If your lender is not on the list, you cannot use the money. Find each program's lender list and save it here. You use it in month 7 when you shop for lenders.
Down payment help you are counting on
$0
Tap "Count this toward my savings number" on a program above.
Only count programs you can use together. Some can be combined and some cannot. Ask each program before you count more than one.
Back to top ↑Keep these
my programs
Tap copy, then paste into your notes app.