Free. All yours.
every free tool, in the order you'd use them.
Find the question you're asking right now. Tap the tool that answers it. Nothing you type in these tools is sent to me. It stays on your phone.

Start here
don't know where to start? this is where.
My free 12-month plan puts every tool on this page in order. Tell me when you want to buy. I'll email you one step a week, from your credit to closing day.
Get my 12-month plan →Free. One email a week. Done early? Tap a button and I'll send the next one.
What's inside
- Months 1 to 4Your moneyCredit, what you can afford, what to save, free money
- Months 5 to 8Your loanWhich loan fits, paperwork, shop lenders, preapproval
- Months 9 to 12Your houseYour agent, offers, under contract, closing day
Tools that come with it
01
should I even buy?
02
your money
Calculator
“What can I actually afford?”
Start with your real life, not the lender's max. See the monthly payment and home price that fit.
Find my number →
Savings plan
“I have nothing saved yet.”
Start with your first $5k. Tell me what you can save and I'll give you a real date.
Start my $5k →
Calculator
“How much cash do I need to buy?”
Your down payment, closing costs, and the rest, in one number. Plus four ways to cover it.
Figure out my cash to close →
03
free money for buyers
04
your credit
Quick check
“What would a lender say about my credit?”
A few quick questions. See what a lender would notice today and what to handle first.
See where I stand →
Checklist
“What do I do before I apply?”
Credited. is your account-by-account checklist for getting ready to talk to a lender.
Get my checklist →
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